Disclaimer
Please read this before relying on any price information from this site
Last updated: March 2026
Price Accuracy and Limitations
Gold prices displayed on this website are derived from global commodity markets (specifically the XAU/USD spot price) and converted to Indian Rupees using live exchange rate data. While we make every effort to ensure accuracy, these prices are indicative only and may differ from:
- Physical jewellery prices — which include making charges (typically 8–35% of gold value), stone setting costs, and jeweller margins
- Bank and post office gold coin prices — which carry their own margins above the spot rate
- Bullion prices — which may be slightly different from jewellery-grade rates
- MCX futures prices — which reflect near-term delivery contracts and can differ from spot
- Jewellers' Association announced rates — which some cities use as the daily benchmark and may differ from international spot
City-specific price variations on this site are approximations based on general knowledge of state tax structures, transport premiums, and regional market dynamics. They are not sourced from individual city jewellers' associations and should not be treated as official city rates.
Not Investment Advice
Nothing on this website — including prices, charts, the buy/wait signal, the SIP calculator, the gold vs FD comparison, or any article or commentary — constitutes investment advice, financial advice, or a recommendation to buy or sell gold or any other asset.
The "Is today a good day to buy?" signal is a simple mathematical comparison between today's price and your own recent price history stored in your browser. It is a personal reference tool, not a market forecast. Past price trends are not an indicator of future gold prices.
GST, Making Charges, and Other Costs
When you buy gold jewellery in India, the final price you pay includes several components beyond the gold rate:
- GST at 3% on the value of gold
- GST at 5% on making charges (or 3% if making charges are included in the total)
- Making charges — varies widely by jeweller, design complexity, and region (typically 8–35%)
- TCS (Tax Collected at Source) at 1% on purchases above ₹2 lakh in cash
- Hallmarking charges — typically ₹45–₹50 per piece (mandatory for all BIS-hallmarked jewellery)
Our jewellery calculator includes GST and making charges, but the exact rates vary by jeweller and city. Always ask for a detailed invoice from your jeweller showing each component separately.
BIS Hallmarking
We strongly recommend buying only BIS-hallmarked gold jewellery. From April 2023, BIS hallmarking with a unique HUID (Hallmark Unique Identification) number is mandatory for gold jewellery sold in India. You can verify any hallmarked piece using the BIS Care mobile app.
LiveGoldRateToday has no affiliation with BIS (Bureau of Indian Standards) or any jewellery association. Our recommendation to check hallmarking is simply good consumer advice — it protects you from under-caratage fraud.
Market Hours and Data Freshness
Gold markets are closed on weekends and on Indian and international public holidays. On non-trading days, prices shown may reflect the last available market close. The "change" indicator compares today's price to the previous trading day's closing price — not necessarily yesterday's calendar date.
Prices are fetched fresh each morning and cached in your browser for up to 8 hours. If you need the absolute latest price, you can clear your browser's site data to force a fresh fetch.
External Links
This website may contain links to third-party websites including BIS, SEBI, the RBI (for Sovereign Gold Bonds information), TradingView, and others. We are not responsible for the content, accuracy, or privacy practices of any external site. These links are provided for your convenience only.
Limitation of Liability
LiveGoldRateToday and its operators shall not be held liable for any financial loss, missed opportunity, or any other damage arising from reliance on price data, signals, calculators, or any other content on this website. All information is provided "as is" without warranty of any kind.
By continuing to use this website, you acknowledge that you have read and understood this disclaimer and agree to its terms.
If you have questions about this disclaimer, please contact us through our Contact page.